Finance

The Lajna Imaillah UK, Finance Department is responsible for all financial matters relating to Lajna Imaillah UK. It is responsible for:

  1. Collecting funds through its Chanda payment system to carry out the various activities of the organization
  2. Supervises its financial undertakings by maintaining its financial accounts.

According to the Lajna Imaillah constitution, membership of Lajna Imaillah is compulsory and therefore its membership dues are also compulsory. The Finance department is responsible for reminding Lajna members about the importance of financial sacrifice and educating members on the significance of all Islamic and Jama’at Chandas, both obligatory and optional.  It is the duty of the Finance department to encourage and ensure that all Lajna members pay their Chanda according to the prescribed rate.

Secretary Finance

Mrs Shafkat Khokhar

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“Never shall you attain to righteousness unless you spend out of that which you love; and whatever you spend, Allah surely knows it well”.

(Holy Quran 3:93)

Achievements

Through the continued education, encouragement and raising awareness of the chandas:

  • There has been a steady increase in the collection of Lajna Chandas which shows the increased participation of Lajna paying their Chanda
  • Over the past three consecutive years, all 132 branches returned their Annual Financials reports, showing Lajna is actively striving to make this department a success.
  • The number of active participants and level of sacrifice in members has increased through the year.
  • There has been a steady growth in the number of earning ladies paying their obligatory dues according to the prescribed rate.
  • There was a growth of 11.9% in Lajna subs income from earning members for the year ending 2018.
  • 39% of the total Lajna subs income has been raised by the earning members.

Constitution

65. Secretary Mal shall be responsible for maintaining the financial accounts of Lajna Imaillah Mulk.

66. a) Secretary Mal shall be responsible for compiling an annual budget of Income and Expenditure for the period of financial year from 1st October to 30th September.

b) She shall compile a complete account of receipts of Chandas and keep a safe record of these in the office.

67.  Secretary Mal shall be responsible for organising the collection of prescribed Lajna Chanda from all Majalis and shall present to the Sadr the names of those Majallis which are defaulters in the payment of Chandas.

68.  Secretary Mal shall also be responsible for presenting to the Sadr the name of those members who are defaulters in the payment of Chandas. She shall continually remind Majalus that 100% of their members should be paying Chanda.

69. Secretary Mal shall correspond with Lajna Majal is in all matters relating to the collection of Chandas.

70. Secretary Mal shall be responsible for obtaining funds from all the accounts of Lajna Imaillah Mulk with her signature together with that of the Sadr  Lajna Mulk.

71. It shall be the duty of Secretary Mal to organise the assessment of the annual budgets of all Lajna Majalis branches in the beginning of the year and keep their record in the office.

72. Secretary Mal shall present the statement of income and expenditure of the Chanda of Lajna Imaillah Mulk before Majlis Amila Mulk each month.

73. It shall be the duty of the Secretary Mal Mulk to supervise the accounts of Lajna Imaillah Mulk (including those of the subordinate Majalis) and to maintain these accurately.

a) It shall be the responsibility of Secretary Mal Mulk that the Hissa Markaz (Reserve Fund/Markaz Share) is paid annually which shall be 25% of Chanda Majlis Lajna and Nasirat.

b) Secretary Mal Mulk shall allocate 25% of Chanda Majlis Lajna and Nasirat (grant) between Region/District and Majalis, bearing in mind their respective needs.

c) According to the approved budget, the use of the surplus /saving after expenditure may only take place after approval has been obtained from Hazrat Khalifatul Masih (aba). Similarly, the Majalis should seek permission from Majlis Amila Mulk before using the surplus expenditure.

Importance of Financial Sacrifice

In chapter 2 verse 178, Allah says:

“It is not righteousness that you turn your faces to the East or the West, but truly righteous is he who believes in Allah and the Last Day and the angels and the Book and the Prophets, and spends his money out of love for Him, on the kindred and the orphans and the needy and the wayfarer and those who ask the wayfarer and those who ask for charity, and for ransoming the captives; and observes Prayer and pays the Zakāt; and those who fulfil their promise when they have made one, and the patient in poverty and afflictions and the steadfast in time of war; it is these who have proved truthful and it is these who are truly God-fearing”. (Holy Quran 2:178)

The financial sacrifice that Allah has described here specifically requires spending for the love of God for His creatures. The intention of spending is specified so it rules out any spending that one may do for the sake of getting favours, worldly gains or other selfish reasons.

Saying of the Holy Prophet (saw) Regarding the Financial Sacrifice

Abu Huraira reported Allah’s messenger as stating that Allah the Almighty says “spend with an open heart, Allah will spend upon thee”. (Sahih Muslim Kitabu Zakat)

After the glad tidings of “He will do away with war,” the Holy Prophet (saw) foretold that it would not be necessary to sacrifice one’s life at the time of the Promised Messiah (as).  The Promised Messiah’s (as) duty would be to start a Jihad with the pen, for which financial sacrifice would be necessary.

The Promised Messiah (as) said “What a blessed time this is! No one is asked to lay down his life.  This is not the time for offering the ultimate sacrifice; rather it is the time to spend out of one’s possessions, according to one’s means”. (Alhukum, Qadian 10th July 1903)

This is the age of Jihad of the pen and in order to carry out this Jihad financial sacrifices by members of the Jama’at are needed.  The reason why the Holy Qur’an has repeatedly instructed us to make a financial sacrifice is that these sacrifices purify people and cleanse their hearts.  As a result, a believer attains greater Taqwa, the society is reformed and rejuvenated and gets rid of many evils.

Hazrat Khalifatul Massih Khamis (may Allah be His helper), said in his Friday Sermon of January 8th, 2010 “There has never been a movement, whether worldly or spiritual, which has survived without financial contribution. A spiritual movement requires funds to carry out its missions and fulfil the obligations to humanity at large (huqooq-ul-Ibaad).

Huzoor (may Allah be His helper) in his Friday Sermon of 16th August 2013 said, “Allah is Ghani – Self Sufficient, and in no need of our money. In reality, this is to purify us, and to see our level of obedience, and to see us advancing on the ways of righteousness, and to see how far we will fulfil our pledges of being ready to spend in His way. Allah calls upon us to spend in His way to cause the Religion of Allah to be made to spread everywhere.” (Friday Sermon August 16th, 2013)

Every Ahmadi needs to understand this spirit of spending in the way of Allah which is why we give Chanda.

Prescribed Rates of Chanda Payable by Lajna

All Lajna members receiving income from employment or benefits or income from any other source need to pay Chanda in the following categories:

  1. Paid to Jama’at
  • Chanda A’am – this is Jama’at Chanda and is paid by all members of the Jama’at (including Lajna members) who are working or receiving income from any source at the rate of 25% of their net monthly income. (Net income divide by 16).

“Chanda A‘am is the basic and compulsory Chanda which the Promised Messiah (as) has made obligatory upon every earning Ahmadi, man and woman.  It is not a contribution at a person’s own will, it must be paid at the set rate of 1/16th of one’s income”. (Friday Sermon, January 8th, 2010)

Or

Wassiyyat (Hissa Ahmad) – this is Jama’at Chanda and is paid by members of the Jama’at who are Musi.  This is paid according to the percentage stipulated in their Wassiyyat.  In most cases, however, it is likely to be 10% of their net monthly income.  (Net income divide by 10)

There are some Müsian who have no personal income and pay Hissa Amad on pocket money but do not pay Chanda Jalsa Salana.  Although, not paying this chanda does not affect their Wasiyyat, but they are expected to show the same love and passion for this Chanda, which aspired them to join the institution of Wasiyyat, in response to call made by the Promised Messiah alaisalaam

And

  • Chanda Jalsa Salana – this is Jama’at Chanda and paid by all Lajna members earning/receiving income and is 10% of one month’s net income once a year. (Net income divide by 120).

 

Calculation of Prescribed Rates

 

Jama’at Chanda payable monthly on net income of £100 per month

Chanda A’am is calculated at net income divide by 16 e.g. 100 ÷   16  =  £ 6.25

Wassiyyat Chanda is calculated at net income divide by 10 e.g.  100 ÷ 10 = £10.00 or net income divide by 33.33 e.g.   100 ÷ 33.33 = £33.33

Chanda Jalsa Salana is calculated at net income divide by 120 e.g. 100 ÷ 120.00 = £ 0.833

These are obligatory Chandas and are paid directly to the Jama’at on Jama’at  Receipt Books under Jama’at collection arrangement. Please encourage your Lajna members to pay these obligatory chandas.  Non-payment of these Lazmi chandajat of Jama’at would affect Lajna members at the time of the election, i.e. deprive them of their voting rights at any lajna elections.

  1. Paid to Lajna

In addition to the above, lajna members who are earning or have some form of income have to pay their Lajna chanda as follows:

  • Lajna Chanda: This is paid by all earning/receiving income Lajna members at the rate of 1% of their net earnings/income. This is collected by Lajna Imaillah UK on their own receipt books. Moosian members are also required to pay 1% of their net earnings.  There is no exemption for them.

Membership                                  1% of their net income

Ijtema                                                  £13.00 per year

Sports                                                   £  2.00 per year

Amtul Hayee Library               £  1.00 per year

Lajna Subs 1% can be calculated as:

net income divide by 100     e.g.  £ 200.00  ÷  100 =  £  2.00 a month,

or                £     2.00  x    12        =   £   24.00 a year

 

Prescribed Rate for Lajna Members with no Source of Income

  • Total Lajna chanda for Lajna members with no regular income is fixed at £33.00 per year. This is payable by all Lajna members with no regular income and is collected by Lajna Imaillah UK under its own arrangement on Lajna’s own receipt books.  Details are as follows:

Membership                                 £ 20.00 per year

Ijtema                                                 £ 13.00 per year

Sports                                                 £   2.00 per year

Amtul Hayee Library              £   1.00 per year

Prescribed Rate for Nasirat Chanda:

  • Nasirat Chanda is fixed at £10 per year. Details are as follows:

Membership                                  £  6.00 per year

Ijtema                                                  £  3.00 per year

Sports                                                   £  1.00 per year

Other Optional Chandas Collected by Lajna on the Receipt Books

Haqooq-ul-Allah and Haqooq-ul-Ibaad are the two most important aspects in a life of a Muslim to complete his Faith.  A muslim must himself be good and must also encourage others to do good and he must strive for the welfare of society. Acts of worship without service to humanity are not acceptable to Allah.

Orphan Fund

After Huzoor’s kind approval this existing scheme of the Jama’at was introduced in Lajna Imaillah UK in February 2004 and Lajna proposed to sponsor 100 orphans.  Each Jamaat was requested to sponsor at least one orphan.  The cost of sponsoring an orphan is £144 per year.  This is an on-going project and attention should be paid that after we undertake to sponsor a child, we should do so as long as there is a need to sponsor that child.  This is collected on Lajna Receipt Book. (This is held in Amanat Fund and at the end of the year is given to Markaz).

Buyutul Hamd Fund

The original scheme was started by Khalifa Rabey on 29th October 1982 to build 100 homes to provide free accommodation for the needy families. Later it was extended. Lajna proposed to build homes for TEN needy families under this scheme and this was also introduced in Lajna Imaillah UK in Februrary 2004 after Huzoor’s kind approval.  The cost of each house is estimated at £5,000. This is collected on Lajna Receipt Book. (This is held in Amanat Fund and at the end of the year is given to Markaz).  Alhamdollilah, we have fulfilled our target of ten homes, we originally proposed to build.

Khidmat-e-Khalq

This is an optional chanda, also collected by Lajna Imaillah UK on its own receipt books. This is used to help the needy and poor locally and internationally.  There are different schemes run each year under Khidmate Khalq department.  In the past Under the Adopt a Village, Lajna has been able to fulfil the responsibility of providing for two villages in Africa.

Income from Meena Bazaars

Branches are holding Meena Bazaars and Fund-raising Events under the Trade and Industry Programme and raising money. 25% is Centre share while 75% should be kept for their local needs. Branches should be self-sufficient and able to meet their local needs themselves. 75% should be kept and used for their local needs. All the money should be reported to the centre and a detailed income and expenditure account should be kept and sent to the centre at the end of the year accounting for all the money collected.

Lajna Premises

“As the need of Lajna Imaillah UK has grown over the last few years, it is proposed that a scheme be launched to raise funds to purchase new larger Lajna premises which will accommodate:

  • Office
  • Storage
  • Conference/facilities
  • Sports facilities”

(Proposed by Majlis-e-Amila UK)

On 17th February 2013 Lajna Imaillah UK formally launched the fundraising scheme for Lajna Premises, after Huzoor aqdas (may Allah be His helper), approved the above shura proposal regarding the Lajna Premises from Shura 2012; Lajna’s aim is to raise £4 million to purchase new Lajna Premises.  Lajna has outgrown its current office facilities and this project has been undertaken to acquire new offices as well as other facilities identified in the Shura proposal to help progress the good works Lajna embarks upon. Keeping in view the current and future needs and to meet demands in a professional and efficient manner, National Lajna needs an appropriate working environment. All members should be aware of this project and are expected to participate in raising funds for it.

Local Fund

Local Jama’ats can cater to their local needs through ‘Local Fund’.

Local fund in itself is not necessary, but if some local expenses become necessary then a collection of local funds becomes inevitable.  The extent of local expenses determines the volume of local funds to be collected Tahrik-e-Jadid’s bylaws in this respect must be complied with. Directives of Hazrat Khalifatul Masih II (ra).

“Collection of local fund from such members, who do not pay compulsory Chandas according to the prescribed rate, should cease.  If such member contributes to local fund, it should be used to meet his arrears of compulsory Chandas”. (Hazrat Khalifatul Masih IV (ra)

Following directives must be followed concerning the collection of local funds or any other donations:

  • No Local fund or donation should be collected from the members who are in arrears of compulsory Chandas or are not paying according to the prescribed rate.
  • Local fund and donations should be collected from the local members only.
  • It is strictly prohibited to collect any Chanda local fund or donation how meagre it may be without issuing a proper receipt.
  • Proper record of all such expenses must be kept and expense vouchers and supporting documents should be duly signed by the relevant office bearers.
  • Local income would comprise of local fund grant or any fund-raising.
  • All income and expense account should be properly kept and reported to the centre.
  • Any cash income collected should be counted in the presence of at least two office bearers and the amount recorded and countersigned by the office bearers present.  A receipt should be issued for the amount in the name of your majlis.

Categories of Donation

  1. Zakät (Obligatory Alms with prescribed rate)

Zakät is one of the five pillars of Islam and a great injunction of the Holy Qur’an and it is obligatory to pay it according to the requirements. The importance of this basic command in Islam cannot be overstressed as it is one of the main sources of national progress and rapid advancement. In the Holy Qur’an, God has repeatedly urged the believers to pay Zakät for the purification of their souls. Those who have capital in the form of cash, jewellery, bullion not used for one full year provided that it is more than the assessable limit are required to pay Zakät at the rate of one-fortieth (1/40) or 2½% of the value of the goods. (Al-Muzzamil (73:14))

We can judge the importance of Zakät from the fact that it has been bracketed with Prayers in the Holy Quran which proves that payment of Zakät is equally as important as Prayers and these two are classed as blessings of Allah Who says in the Holy Quran “A guidance and good tidings to those, who would believe; Who observe Prayers and pay the Zakät and have firm faith in the Hereafter”. (Holy Quran 27:3,4) One can see in the Holy Quran that prayer and Zakät have been bracketed together not once, but twenty-seven times and has also been mentioned entirely on its own account and its importance emphasized. Allah says “But my mercy encompasses all things; so I will ordain it for those who act righteously, and pay the Zakät and those who believe in Our Signs”. (Holy Quran 7:157)

And again He says: “…but whatever you give in Zakaat seeking the favour of Allah – it is these who will increase their wealth manifold.” (Holy Quran 30:40)

The Promised Messiah (as) says: “Oh ye people who consider themselves among my Jama’at, heaven will only count you in my Jama’at when you truly strive in the path of Taqwa. So observe your five daily prayers with such fear and concentration as if you actually see Allah. Complete your fasts only for the sake of Allah with sincerity. Whoever of you is capable to pay Zakät should do so. And whoever can perform Hajj, and there is no obstacle in his way, he should perform it.” (Kashti Nuh, Ruhani Khaza’in, Vol 19, page 15)

Hazrat Khalifatul Masih IV (ra), says: “Zakat is a Quranic injunction…It must be paid whenever the conditions which make it binding are fulfilled.” (Letter from Mr. Munir Ahamd Jawaid to Sahibzada Mirza Masroor Ahmad Sahib (may Allah be His helper), dated February 4, 2003)

Hazrat Khalifatul Masih V (may Allah be His helper), said in his speech to Lajna “Zakat is an obligation for women as well. Here in these countries, by the Grace of God, where people are generally prosperous, every woman possesses some kind of jewellery”. (Jalsa Salana Germany, August 21, 2004) Every woman is, therefore, under obligation to pay Zakat. In short, since everyone usually possesses some gold, she is under obligation to pay Zakat on it. However, Zakat has to be paid in accordance with the currency value of each country.

A proper scale for assessment has been fixed; as for instance 620 gm of silver and 87 gm of gold are liable for assessment.        Page 5 The Philosophy of Zakat

  1. Fitrana (Obligatory Chanda)

In Arabic, Fitrana is called Sadqatul Fitr and has to be paid at the end of the Holy month of Ramadhan and before Eid, so that poor and needy can be provided with means to celebrate Eid in time.  Fitrana is obligatory upon every Muslim man, woman and child, so much so that it even has to be paid on behalf of a newborn. This donation is based on the sunnah of the Holy Prophet (peace and blessings of Allah be on him. The suggested rate is as fixed by the Jama’at.

  1. Fidya

For people who are unable to observe their fasts in Ramadan because of illness, inability or travel etc, the Quranic injunction is that they should pay Fidya as a recompense for the lost opportunity to perform a virtue and in order to have the opportunity to fat in the future.  The rate of Fidya, depending on individual circumstances, is equivalent to two meals for every Fast which has been missed.  Fidya can be paid personally to the needy or the average amount for two meals can be paid in cash to the Jama’at.

  1. Chanda Aam (Obligatory Regular subscription)

This basic and compulsory Chanda was established by the Promised Messiah Alaisalaam himself and has been made obligatory upon every earning Ahmadi, man and women of the Ahmadiyya community. Members receiving any form of income from any source are also liable to pay this chanda.  The payment ratio is 1/16 of one’s income from all sources after taxes and compulsory insurance.
Such Ahmadis who are incapable of paying at the prescribed rate on accounts of their lack of means or for any other reasons, can seek concession from Hazrat Khalifatul Masih by stating their circumstances.

  1. Wassiyat (Will) (Obligatory for Musian)

Wassiyat is the making of a will in the favour of the Community, pledging 1/10 to 1/3 of one’s total assets to the Jama’at. This scheme was set up by the Promised Messiah Alaisalaam under the Divine Revelation of God. This is a voluntary pledge and carries other conditions with it. A person who has pledged Wassiyat is known as a Musi.

  • Hissa Amad – It is paid by a Musi monthly against his/her income according to his/her Wassiyyat. Its rate varies from one tenth to one third of a Musi’s income, as pledged in his/her will.
  • Hissa Jaidad – It is paid by a Musi as per Wassiyyat rules. It is rated at one tenth to one third of one’s property, as pledged in his/her will.
  1. Jalsa Salana (Annual Gathering – Obligatory)

This donation is also compulsory and is used exclusively for the expenses of the Annual Convention held at the national level. Members paying Chanda Hissa Amad or Chanda A’am are also required to pay this at the prescribed rate. The prescribed rate is one-tenth of monthly income once a year or 1/120th of one’s annual income from all sources.

There are some Musian who have no personal income and pay Hissa Amad on pocket money, but do not pay Chanda Jalsa Salana. Although, not paying this chanda does not affect their Wasiyyat , but they are still expected to show the same love & passion for this Chanda, which inspired them to join the institution of Wasiyyat, in response to call made by Promised Messiah (as).

“Hazrat Masih Ma‘ood (as) has declared Chanda Jalsa Salana to be a permanent Chanda and has said: “Do not consider this Jalsa to be like the ordinary conventions of the world. It is a decree which has its roots in the support for the Truth and the victory of Islam. Its foundations have been laid by Allah Himself and nations have been prepared for it who will soon come to its fold. This is the work of the Almighty for whom nothing is impossible”. (Ishtihar December 7, 1892)

  1. Tehrik e Jadid

There is no fixed rate for this Chanda.  Traditionally members pledge amounts to this Chanda in the beginning of the year to be paid by the end of the year.  These pledges should be according to the financial position of members. As a guide an earning member should pay at least one fifth of one month’s income once a year.  Parents may pay appropriate amounts on behalf of their non earning children.

Tehrik e Jadid was initiated by Hadhrat Khaliftul Massih second (ra) in November, 1934 at a time when the enemy was proclaiming to annihilate the very foundations of the Jama’at  and wipe it off the face of the earth.  In response Hazrat Muslih Mauood Alaisalaam said I see the earth slipping from under the feet of Ahrar.  They say they will wipe out this Jama’at, but Allah Almighty has told me of a plan with which the Jama’at will spread in all countries of the world and no one will be able to destroy it.

The purpose of launching this was to acquire funds with which Allah’s message could be delivered as far as the corners of the earth with ease and facility. (Friday sermon, November 27th, 1942)

This scheme is responsible for the opening of new Missions and construction of mosques throughout the world.  It urged members to lead a simple life, cut down even on their meals and donate as much as possible for the propagation of Islam in countries outside of India and Pakistan.

  1. Waqf-e-Jadid

This scheme was started in 1957 by Hazrat Khalifatul Masih second (ra) The aim of this scheme is to provide education and training (Tarbiyyat) to people living in the rural areas and to spread the message of Tauhid (oneness of God) among idol worshippers. There is no fixed rate for this Chanda. Members pledge amounts according to their financial status to be paid during the year.

Huzoor (may Allah be His helper), said in his Friday Sermon of 8th January 2010 “Waqf-e-Jadid was launched after the creation of Pakistan to spread Islam Ahmadiyyat in the remote areas of Pakistan, and this scheme especially helped spread the word in the province of Sindh. At the time of its launch, Hazrat Khalifatul-Massih II (ra) not only required funds but also wanted those men who had a sound religious knowledge to volunteer their time for the cause of propagation. As years passed, and the influence of this scheme spread, the number of people who volunteered their time increased, and then a proper training was organized for them, and now there is an institute located in Rabwah by the name of Madrassa-tul-Hifz which is responsible for training these preachers by certifying them with a three-year course. With the influx of Waqfeen-e-nau, the school is expanding at a fast rate. Initially, this scheme was launched to fulfil the propagation needs of remote areas in Pakistan alone, but gradually, this was expanded to Africa and India, and then after migrating to UK, Hazrat Khalifatul Massih IV (ra) made this scheme worldwide. The Jama’at participation and contribution in this scheme has been increasing every year by the grace of Allah”. (Friday Sermon January 8th, 2010)

  1. Auxiliary Organization Membership

Membership in the Auxilliary Organizations (Ansar, Khuddam and Lajna) is compulsory and therefore their membership dues are also compulsory.  In addition, members in receipt of income from employment or benefits are eligible to pay Obligatory chanda and if they are in arrears of their chanda for more than six months, they ill not be allowed to take part in their Auxilliary organization election nor will they be allowed to hold any office.

  1. Sadqa

Sadqa is a voluntary donation given by believers for the poor and needy. God has commanded Muslims to ward off calamities and privations by helping those who are less fortunate and require assistance. It can be made at any time and in any amount. It can be paid through the Jama’at or given to anyone in need.

  1. Eid Fund

This voluntary donation was started by the Promised Messiah Alaisalaam and is to ensure that the poor and needy are able to have a joyful Eid. This Chanda has existed since the time of the Promised Messiah Alaisalaam. The aim of this fund was that just as on happy occasions a man spends money on things like clothes, food, parties and gifts, he should also bear in mind the requirements of Faith and religion.

  1. Publications

Every household of the Jama’at receives the Ahmadiyya Bulletin which contains news of Jama’at activities, speeches, articles and other pertinent information. Members are urged to subscribe to the Review of Religions, an international English journal established by the Promised Messiah; Alfazl, Misbah and the AN-Nusrat magazine, a Lajna Imaillah publication.

13. Other Voluntary Chandas

Nusrat Jahan Scheme: In April 1970 while in West Africa Hadhrat Khalifatul Masih 111 upon receiving a Divine Inspiration: “One hundred thousand pounds should be spent for the welfare of African countries” asked the Jama’at to offer funds and urged doctors and teachers to devote themselves for this service.

  • The National Mosque Fund for construction of mosques
  • Satellite Fund called Amanat Tarbiyyatt – supports Muslim Television Ahmadiyya
  • Africa -India Fund
  • Qadian Guest House
  • Darvesh Fund
  • Buyutul Zikr for construction of mosques.
  • Yatama Fund for the caring of orphans;
  • Buyutul Hamd for building of homes for the needy to provide free accommodation. As a welcome for the new century of Ahmadiyyat and as gratitude for the blessings of the past century, Hazrat Khalifatul Masih IV (ra) put forth this scheme
  • Mariam Shadi Fund to help deserving parents with the expenses of the marriage of their girls.
  • Sayyedna Bilal Fund to help families of people martyred for the cause of Islam: a special kind of scheme, not at all a scheme for sadaqa. In which, whosoever gives should do so with an open heart and with love.
  • Tahir Foundation to honour and carry on the works of Hazrat Khalifatul Massih IV and publication of Huzoor’s numerous educational works.

And other Funds that are initiated by Khalifatul Massih (may Allah be His helper) as the need arises.

Status of a Musi and her Obligations

“Wasiyyat is an institution which was established by Divine will. The rate of Wasiyyat was fixed by the Promised Messiah alaisalaam and no Khalifa can change it.  1/10 will always remain 1/10. So, anyone who promises to give 1/10 but actually gives less ceases to be a Mūsi. A Mūsi is one who is foremost in her sincerity, her fear of Allah, her purity, her morals and indeed in every other quality.  Similarily a Mūsi has to be foremost in her financial sacrifices as well. If a Mūsi does not live up to this standard, we should do her a favour and remove her from the list of Mūsian.  This is better for her rather than that she would die while in breach of her promise to Allah.  When a Mūsi reveals her income, it should be considered accurate without further investigation and Chanda should be received from her according to this income.  But, if there is solid evidence that the income she has revealed is less than her actual income, her Wasiyyat shall not be acceptable, for then she will be guilty of lying deliberately, and a liar cannot be a Mūsi. Hence she excludes herself from the class of Mūsian by her own action”. (Weekly Badr Qadian, November 4th, 1982)

A Mūsi is required to pay all the obligatory chandas of the Jamaat including the auxiliary chanda which is also obligatory chanda.  There is no exception for her nor is she exempt from any other Jamaat chanda. Furthermore, Huzoor (may Allah be His helper) in his Friday Sermon of January 8th, 2010 said “The Promised Messiah (as) inaugurated the scheme of Al-Wasiyyat in 1905, and whosoever becomes an initiate of this scheme may set their level of contribution from anywhere between 1/10th to 1/3rd of their income and assets. The initiate pledges to pay this to the last breath of his life and after his death, should make arrangements for the proper imbursement of his assets”.

Every Mūsi is expected to be honest about his/her income and assets because this is a pledge he/she makes with Allah Almighty, hence their standard of Taqwa should be elevated, their commitment to performing good deeds should be high, and their level of worship and moral values should be outstanding. They should be making every effort in achieving the lofty station of a true believer. May Allah enable every Mūsi to meet these standards. Ameen.

Chanda Jalsa Salana by Musian

Question: Is there any guiding principle regarding women who do not themselves have any source of income and Chanda is received from them on the basis of pocket-money?

Answer: The procedure usually followed for the payment of Chanda Wasiyyat by a woman not having her own source of Income is, that the husband should fix an appropriate amount as pocket money that would be considered the Income of such a woman and she, for the sake of continuity of her financial sacrifice, will pay Chanda Wasiyyat on her pocket money. Women are required to pay Chanda according to their living standard. The sacrifice made by a Musi should stand out as compared to the sacrifice made by the person paying Chanda Aam. But the pocket money so arrived at should not be less than the minimum fixed for the country of residence.

Rules and Regulation for Election

The following rules and regulations should be followed at the time of an election:

  • The office-bearers of a local majlis shall be elected by Chanda paying members of the Majlis concerned.
  • A Chanda paying member is one who is not in arrears of obligatory chandas (Chanda Aam/Chanda Hissa Amad and Chanda Jalsa Salana) for six months or more and chanda Tahrik e Jadid and Chanda Waqf e Jadid for three years or more.  This condition shall not apply to those who have taken permission from the appropriate office to pay up the arrears in instalments or have been permitted to pay chanda at a reduced rate, such person shall not be elected to any office or membership of Majlis Intikhab except with prior permission of the Markaz. (Rule 181)
  • A defaulter in the payment of Obligatory Chandas shall not be eligible to hold an office.
  • A defaulter is one who is in arrears of obligatory Chandas for six Months or more and Chanda Tahrik e Jadid and Chanda Waqf e Jadid for three years or more.

Any member who has arrears of six months and pays their arrears after the announcement of the date of election cannot take part in the election. This should be strongly discouraged.

Members Who Cannot Take Part in the Election and Cannot Be Elected to an Office

The following cannot participate in any election:

  • Members not paying obligatory chandas.
  • Members against whom Jamaat has taken disciplinary action.
  • Members who have been censured by the Jama’at.
  • Defaulters who pay chanda after the date for the election has been announced in order to take part in the elections. Payment of Chanda for the sake of participation in election must be strongly discouraged.
  • New converts can take part in elections after one year of signing the Bait provided they are fulfilling all other conditions laid down in the rules.
  • At the time of the elections of the auxiliary organisations, if some member is not paying the Chandas of the Jama’at or is in arrears in this respect she will not be eligible to participate in these elections, nor can she be elected to an office.